Do you really take 0% of my sales?

Yes. Rivabanc is subscription-based. You pay a flat monthly or annual subscription and keep 100% of every sale. The only deductions are standard payment processor fees (e.g., Stripe).

What payment methods can my fans use?

Stripe (credit/debit card, Apple Pay, Google Pay), Cash App, Venmo, PayPal, Zelle, and Chime.

How do fans get their files?

Buyers receive a secure download link by email immediately after purchase. They can also access purchases anytime from their My Library.

Can I sell beats and stems?

Yes. The Pro plan unlocks beat packs, stems, bundles, and per-track licensing.

What is the Music Hub?

Independent artists can submit music to the Rivabanc Music Hub for free. Store owners on the network can pull approved tracks into their stores. Artists earn 80% of every sale.

Can labels manage multiple artists?

Yes. The Label plan supports multi-artist rosters, label-wide analytics, and centralized revenue with configurable splits.